If there’s a national housing emergency, let’s be honest about what It really means

The Trump administration has hinted at declaring a national housing emergency. Treasury Secretary Scott Bessent floated the idea, and President Trump confirmed it is under consideration. A “federal emergency” sounds dramatic and grabs headlines. But here’s the reality: declaring one might ease finan

MBA forecasts $2.2T mortgage origination in 2026

The Mortgage Bankers Association (MBA) announced Sunday that it expects total single-family mortgage origination volume to increase to $2.2 trillion in 2026, up from $2.0 trillion expected in 2025. Speaking at its 2025 Annual Convention and Expo, Mike Fratantoni, chief economist and senior vice pres

Tammy Richards joins NEXA Lending as chief strategy officer

NEXA Lending is continuing to shake up its leadership by adding Tammy Richards to its team as chief strategy officer. The news follows several other leadership announcements for the Arizona-headquartered company. Most recently, NEXA announced a rebrand from NEXA Mortgage to NEXA Lending. Richards co

Rocket trims workforce after completing Mr. Cooper acquisition

Detroit-based Rocket Companies announced Friday that it has reduced its workforce following the completion of its acquisition of Mr. Cooper Group. The jobs cut will impact less than 1% of its employees. “Following the Mr. Cooper acquisition, we carefully reviewed our combined structure, identified o

Housing demand now reflects a positive trend

Housing demand started to pick up more than three months ago and has stabilized the housing market. One reason many people are behind the curve on housing data is that they rely on outdated reports that are three to six months old. This is why it’s very critical to track weekly live fresh housing da

Tech Pulse: Are MLS policies built for the ChatGPT era?

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Are MLS policies built for the ChatGPT era? Zillow‘s integration with ChatGPT has ignited

TransUnion cuts VantageScore 4.0 pricing for mortgage lenders

Credit bureau TransUnion has followed its peers in slashing prices for mortgage lenders that purchase VantageScore 4.0, responding to Fair Isaac Corp. (FICO)’s newly implemented pricing model.Starting in 2026, TransUnion will offer VantageScore 4.0 for $4 per score and provide it at no cost to lende

Griffin Funding alleges West Capital Lending, former LOs diverted borrower leads

loanDepot wasn’t the first mortgage lender to accuse West Capital Lending (WCL) of engaging in unlawful business practices — allegations that have drawn renewed attention to the tensions between retail mortgage lenders and brokerages in California. The cases spotlight the transfer of leads and borro

Phoenix Suns ownership dispute involving UWM’s Ishbia resolved in court

The legal dispute over ownership and transparency of the NBA‘s Phoenix Suns has apparently come to an end as the parties have executed a stipulation of dismissal in the Delaware Court of Chancery, formally ending the lawsuit without a judge deciding the merits. The filing, submitted Friday, stipulat

Big Sky Sotheby’s International Realty adds top Montana agents

Big Sky Sotheby’s International Realty has added two Montana real estate professionals. Agents Ania Bulis and Ashley Quande bring with them a combined career sales volume exceeding $3.5 billion. According to year-to-date figures, the team ranks No. 1 in both units and volume across the Big Sky MLS a

Senior homeowner wealth hits new record high of $14.4 trillion

U.S. homeowners 62 and older saw their housing wealth grow by 4% in the second quarter of 2025 to a total of $14.39 trillion. That’s according to the latest quarterly report released Friday by the National Reverse Mortgage Lenders Association (NRMLA) in conjunction with data analytics firm RiskSpan.

The $79 trillion shift: How lost wages are fueling the housing crisis

For years, policymakers and analysts have debated the reasons behind America’s worsening housing affordability crisis. Some point to zoning and land-use restrictions, others to construction bottlenecks or rising interest rates. But a growing body of research suggests a deeper, structural problem; wa

Movement Mortgage completes tech overhaul, rolls out new LOS

Movement Mortgage said Friday that it has completed a three-year overhaul of its technology systems, culminating in the launch of its new loan origination system, MORE LOS. The rollout marks the final phase of Movement‘s initiative to modernize and merge the company’s core systems into a single plat

How can mortgage rates get to 5.75% by the end of the year?

The 10-year yield closed below 4% for the first time this year on Thursday, sending mortgage rates closer to year-to-date lows after a credit market scare. But this begs the question: have mortgage rates already priced in a lot of the economic news? Bond traders on Friday were less fearful of the Zi

American Pacific Mortgage names new CEO amid leadership transitions

American Pacific Mortgage (APM) announced on Friday a leadership transition as longtime chairman and former president and CEO Bill Lowman prepares to retire later this month after more than two decades with the company. “Words cannot express how impactful Bill’s leadership, guidance, and commitment

Home seller profits down in most metros despite record sale prices

U.S. homeowners made an average profit of 49.9% on single-family home and condominium sales in the third quarter of 2025, according to ATTOM’s newest U.S. Home Sales Report. That’s up slightly from 49.3% in the second quarter but down from the 55.4% margin seen in the third quarter of last year. Sel

Incenter Lender Services plays ‘matchmaker’ with new fair lending platform

Philadelphia-based Incenter Lender Services, which works with nonbank and depository mortgage lenders across the country, on Thursday announced the launch of the Incenter CRA Exchange Platform. The tool is billed as a unique, one-stop “matchmaking solution” for sellers of loans made under the Commun

WFG National Title expands operations into New Mexico

WFG National Title Insurance Co. — a subsidiary of Williston Financial Group — on Thursday announced its expansion into New Mexico. “WFG continues to grow in ways that strengthen our national footprint while staying true to our mission of improving the real estate process for everyone involved,” sai

Mortgage executives call for a renewed leadership model

Leadership in mortgage origination is changing alongside shifting market conditions — but that’s a good thing, according to a panel of senior mortgage executives at The Sales Mastery event powered by Momentum Builder in Dallas this week. Bill Hart, national leadership coach at Movement Mortgage, Nat

7 best real estate schools in North Carolina (NC) for 2025

In North Carolina, real estate agents are called brokers, and offices are managed by a broker-in-charge. To earn your license, you must complete 75 hours of prelicensing education, available online or in person through state-approved schools. We’ve evaluated dozens of courses to pinpoint the best re