Mortgage AI is evolving. The next step is connecting the systems behind it.

STRATMOR data shows 68% use AI for document indexing; value depends on data flowing through POS, LOS and close

The income is real. The paperwork just doesn’t tell the full story.

A plain-English guide to non-QM loans for self-employed borrowers and real estate investors

Don’t let the 21st Century ROAD to Housing Act become a road to nowhere

More than 50 provisions need new HUD rules and guidance before programs can deliver results

Southern Land hires Highland Homes vet to lead homebuilding

Marchbanks will lead homebuilding operations and help scale master-planned communities in Tennessee, Texas and Colorado

Builder sentiment runs soft as affordability strain subdues orders

Homebuilders continue to rely on incentives to drive sales. Those who buck this trend differentiate on product and community offerings

Social Security’s COLA increase in 2027 could be its largest in 4 years

The Social Security Administration is scheduled to announce the official 2027 COLA Oct. 14

Keller Williams launches KW Modular agent community

New community offers training, certification and builder connections for KW agents across North America.

CHLA wants IMBs to be eligible for FHLBank membership

Group warns against expanded mortgage purchases while urging modernized membership and annual lending reviews

Wells Fargo funds rural housing with $1.5M Habitat partnership

The $1.5 million investment aims to expand modular homebuilding in rural areas

J&W Gold Institute launches real estate agent Historic Home Specialist credential

Curriculum covers preservation standards, valuation methods, incentives and design review processes for landmark transactions.

How VantageScore 4.0 is expanding opportunity in wholesale lending

Mortgage lenders and brokers are navigating an affordability-constrained market in which a borrower’s qualifying score can determine not only eligibility but also pricing, cash-to-close and purchasing power. UWM moved quickly to introduce VantageScore 4.0 through a new pilot, giving independent mort

The mortgage industry’s AI problem is not what you think it is

Every conference I go to right now has the same conversation happening in every room. AI is going to transform the mortgage industry. AI is going to eliminate jobs. AI is going to make everything faster, cheaper, smarter. And maybe all of that is true, eventually. But I keep sitting in those session

Inventory edges slightly higher year over year as rates rise

While it’s been a relatively boring year for housing inventory — even with higher mortgage rates — the movement in the last few weeks and easier comps have pushed inventory a tad higher, as we are at the midpoint of August. The question is: can we eke out a bit more growth before the seasonal declin

Real shareholders approve REMAX acquisition, closing nears

Shareholders of The Real Brokerage Inc. and REMAX Holdings Inc. on Friday approved Real’s proposed acquisition of REMAX, moving the companies closer to forming Real REMAX Group after their respective votes. The votes were held at special meetings of both companies’ security holders, according to the

Summer heat sets in across Northeast housing markets

The Northeast continues to command a disproportionate share of the nation’s hottest housing markets, with four of the top five metros located in New England or New York, according to the latest weekly HousingWire Data. Rochester, N.Y.; Hartford, Conn.; Grand Rapids, Mich.; Boston, Mass.; and Buffalo

Appeals court reboots NYC pied-à-terre tax rollout after pause

New York City’s ultra-rich started the week with a reprieve from having to prove residency to avoid a pied-à-terre tax. But as the week ends, the reprieve itself proved fleeting. A state appeals judge yanked back the roadblock on Mayor Zohran Mamdani’s tax plan Thursday afternoon in a Staten Island

Why 2026 foreclosure gains are not a housing crash signal

The quarterly New York Fed foreclosure data came out for Q2, and once again — to the surprise of many doomers — the index fell slightly, still below 2019 levels. Not only that, but this week’s existing home sales report also showed housing inventory down year over year and sales slightly higher, wit

Radian sells real estate services, plans title sale to PLACE

Radian Group has completed the sale of its real estate services business and agreed to sell its title insurance business to PLACE, marking a key step in the mortgage insurer’s shift into a global multi-line specialty insurer. The Wayne, Pennsylvania-based company said last Monday that it closed the

ARA expands advocacy, hires John Blount to lead lobbying

The American Real Estate Association (ARA) announced Friday that John Blount will serve as the Mauricio Umansky and Jason Haber-founded trade group’s chief lobbyist.  Blount spent years as chief lobbyist for the National Association of Realtors (NAR), directing the association’s advocacy shop. He he

LGI Homes is trying to remove the reasons buyers keep waiting

Winning the game of a momentum-free and uncertainty-filled new-home market is like winning at Cat’s Cradle. You can lose to the game if you don’t play hand-in-hand with your partner. In the case of a homebuilder’s way through an indefinite, sluggish stretch, winning happens when something missing re