December housing demand near 3-year high as spreads improve

As mortgage purchase applications approach a three-year high, it’s vital to recognize the significant role played by mortgage spreads. Without the improvement in mortgage spreads starting in 2024, we would not have gotten mortgage rates below 6.64%, which spurred the last 18 weeks of positive data.

Kansas City sellers reduce listing prices as inventory grows faster than buyer demand

Nearly half of Kansas City metro home sellers cut their asking prices in the week ending Nov. 29, 2025, as the market navigates a delicate balance between rising inventory and slowing buyer activity. The 45.2% price reduction rate coincides with active listings climbing to 4,723 homes while weekly a

Limited inventory and price cuts shape Cincinnati’s housing market

The Cincinnati-Middletown metro area absorbed 427 homes in the week ending Nov. 29, 2025, outpacing new inventory additions of 347 listings as 41.8% of active properties reduced asking prices. The Ohio metro maintained just 2.3 months of supply, tighter than the national average of 2.8 months, while

Nashville housing market balances as inventory and price cuts rise

Nashville’s housing market recorded 7,277 active listings during the week ending Nov. 29, with 39.1% of sellers reducing prices as the metro’s inventory climbed to a 3.4-month supply. The median list price held at $594,900 while price per square foot reached $260.8. The Music City market absorbed 66

Price reductions surge in Charlotte, but median list price remains firm

Price reductions swept through 53.3% of Charlotte metro’s active listings during the week ending Nov. 29, 2025, while the median list price held firm at $475,000. The market maintained a 2.6-month inventory supply with 4,958 active homes for sale. The Charlotte–Gastonia–Rock Hill metro absorbed 462

Atlanta housing supply grows, price reductions outpace U.S. average

Atlanta’s single-family housing market entered December with 20,998 active listings, creating distinct conditions that separate it from broader national patterns. The metro’s 3.4-month supply exceeds the U.S. average of 2.8 months, while 39.9% of sellers have reduced asking prices. The Atlanta–Sandy

Indiana’s shifting housing market, price cuts are driving faster sales

Indiana homes sold 17.6% faster year-over-year in the week ending Nov. 29, with absorbed listings jumping to 1,780 from 1,514. Nearly half of active listings (47.7%) featured price reductions across the state’s tracked metros, creating favorable conditions for buyers entering the traditionally slowe

APEX Residential enters Arizona luxury market

APEX Residential has officially launched in Arizona, entering the state’s luxury real estate sector with what its leaders describe as a commitment to integrity, strategic representation and elevated client service. The firm is led by founder and managing member Kirk Linehan and founding partners Jim

7 best real estate schools in Georgia (GA) for 2026

To obtain a real estate license in Georgia, you’ll need to complete a 75-hour prelicensing course before passing the state exam with at least a 72% score. You’ll want to enroll in a program that will help you gain the essential knowledge and skills you’ll need to ace the exam and succeed in your new

Most prospective homebuyers want to seal the deal in 2026

Homeownership remains a top goal for Americans despite a challenging housing market, according to a new consumer survey from REMAX — highlighting affordability concerns, lifestyle priorities and community preferences as keys in shaping the plans of prospective buyers. Although 88% of respondents sai

Inventory, affordability take center stage in House hearing

U.S. Rep. Mike Flood (R-Neb.) pressed federal housing officials Wednesday on what he described as costly and counterproductive red tape, using a House Financial Services Committee hearing to highlight regulations he feels are worsening the national housing shortage. The hearing focused heavily on in

Zillow expects calmer 2026 housing market, improved affordability

Zillow says the housing market is on track for a steadier 2026, with modest price growth, slightly higher sales and mortgage rates that remain above 6%. The forecast follows what analysts describe as a year of small but meaningful gains for homebuyers — including improved affordability and more buye

Has homeownership become a luxury good?

Homeownership is the top means by which the typical American accumulates and builds wealth, and that has never been truer than today. Homeowners are the winners in today’s housing market, experiencing large gains in home equity across the board. These gains allow homeowners to make all-cash purchase

Ohio housing markets tighten as inventory drops 24% below national average

Ohio recorded 2.1 months of supply in the week ending Nov. 28, compared to 2.8 nationally, with Columbus leading price cuts at 51.6% while maintaining the state’s highest median price at $384,900. The statewide data reflects activity across Ohio’s 10 tracked metros, with Columbus, Cleveland-Elyria-M

Atlas VMS integrating AI review tool into AIM-Port platform

Atlas VMS is integrating HomeVision’s artificial intelligence (AI)-driven collateral underwriting and appraisal review technology into AIM-Port, the company’s appraisal order management system. The company says the move is intended to reduce manual review work for lenders and appraisal management co

Tech100 2025 winners drive AI innovation in mortgage and real estate

As nominations for the 2026 Tech100 awards continue to come in, HousingWire is spotlighting last year’s winners to showcase how they’ve continued to innovate and influence the mortgage and real estate industries. This installment features companies that modernize valuations, transform agent workflow

PulteGroup forecasts longer-lasting home design trends for 2026

PulteGroup expects design trends to stay in fashion longer, and forecasts that multigenerational living, a focus on wellness, and an emphasis on quality will have a big impact on home design trends in 2026.  The homebuilder released a 2026 Design Trends Forecast on Thursday that highlights a growing

Kind Lending appoints Brett Stubbs as CFO

Kind Lending announced on Thursday that Brett Stubbs was appointed as the company’s chief financial officer. Stubbs’s appointment, effective Oct. 9, is a part of a planned transition plan involving Gary Fabian, who served as CFO since the company’s founding in 2020. Fabian will retire at the end of

Smarter infrastructure funding strategies for homebuilders

Adding up the new math of paying for growth As U.S. homebuilders and residential developers continue to navigate high carrying costs, affordability headwinds, and cautious consumer sentiment, a strategic reckoning is underway. Teams are retooling cost models, tightening assumptions, and searching fo

AD Mortgage opens $417M securitization to investors

Florida-based AD Mortgage, which specializes in nonqualified mortgages (non-QMs) for self-employed borrowers and real estate investors, on Thursday announced the launch of a $417.15 million pool of residential mortgage-backed securities (RMBS). The transaction is the 28th issued by the company that