ADU innovation spells affordable housing progress in North Carolina

In Wilmington, North Carolina’s tight housing market — where infill land is scarce and prices have climbed sharply — Jeffrey and Becky Maynard of Our House Your Home LLC are finding creative ways to keep their mission of affordable family housing alive. What began a decade ago as a small real estate

Buyer agency agreements test limits of real estate agent-buyer trust

In August 2024, as many in the real estate industry prepared for the terms of the National Association of Realtors’ (NAR) commission lawsuit settlement agreement to go into effect, industry professionals began wondering how agents would handle breached buyer agency agreements and if lawsuits would e

Big banks beat Q3 earnings expectations, with modest growth in mortgages

Third-quarter earnings for big banks Wells Fargo, JPMorgan Chase and Citigroup Inc. surpassed investor expectations on Tuesday, marking Wall Street’s resilience during fickle economic times. Wells Fargo’s revenue for Q3 2025 reached $21.43 billion, compared to an expected $21.14 billion. As a result

Finance of America partners with Better to expand into home equity lending

Finance of America (FOA) will begin offering home equity lines of credit (HELOCs) and home equity loans for homeowners ages 55 and older through the Tinman AI Platform that’s owned by Better Home & Finance Holding Co. At the same time, FOA will become Better’s partner for reverse mortgages, the comp

Dark Matter expands Empower LOS with eClosing integration

Dark Matter Technologies has expanded its Empower loan origination system (LOS) to include eClosing capabilities by integrating Wolters Kluwer’s eOriginal ClosingCenter and eOriginal eAsset Management Platform, the company announced Tuesday. The integration enables a fully digital mortgage closing p

Mat Ishbia reimagines servicing at UWM through Bilt rewards platform

United Wholesale Mortgage (UWM)’s new partnership with loyalty platform Bilt underscores CEO Mat Ishbia’s vision for the company’s servicing portfolio since bringing these operations in house. Traditionally a seller of mortgage servicing rights (MSRs), the lender may now be more focused on retaining

Mortgage rates aren’t budging during the shutdown. How long will it last?

The story of the 2025 housing market hasn’t been as positive as many industry professionals would like, but the last three months of the year could serve as a warm blanket to an otherwise chilly environment. On Tuesday, HousingWire’s Mortgage Rates Center showed that 30-year conforming loan rates av

Dallas housing market shows steady demand as inventory expands

HW Data shows 2,850 single-family homes sold across the DFW metroplex last week, marking consistent sales volume as the region adjusts to a slower but still active pace. The market data signals a balanced but cooling market. Inventory and pricing trends North Texas inventory continued to grow last w

Miami has the world’s biggest housing bubble. Local experts reject that label

Miami has been ranked as the world’s most overvalued housing market, according to the 2025 UBS Global Real Estate Bubble Index. But Florida real estate leaders say the city’s fundamentals remain strong and the report misrepresents what’s really happening on the ground. The UBS index, which measures

Washington, D.C. housing market steady as sellers keep edge

HW Data shows the Washington, D.C. housing market remains stable heading into mid-October, with modest sales volume and steady pricing. The District recorded 99 single-family home sales last week, reflecting a slower but consistent pace compared with early-year activity. The Market Action Index stoo

NAR unveils new value proposition as it looks ahead

For the National Association of Realtors (NAR,) transparency is the name of the game and the trade group is starting this effort by unveiling parts of its 2026-2028 Strategic Plan, which will be presented and voted on by NAR’s executive committee this fall. In a letter sent to Realtor members by NAR

PHH Mortgage unveils revamped non-QM options

PHH Mortgage Corp., a subsidiary of Onity Group, on Monday introduced a new suite of nonqualified mortgage (non-QM) products designed to serve its correspondent lending partners and a wide range of nontraditional borrowers. The product suite, known as FlexIQ, is expected to launch Oct. 20, the compa

Los Angeles home prices level off as new listings trend lower

The Los Angeles metro housing market remains tight, but prices show early signs of softening as new listings come in below current medians. HW Data shows about 1,437 single-family homes sold last week, underscoring steady demand even as affordability remains a challenge. The Market Action Index regi

NY couple claims Zillow, First Street’s climate risk data harmed home sale

Chappaqua, New York home sellers, married couple Andrew and Eri Uerkwitz, are claiming that flood risk data provided by First Street Technology accompanying their listing on Zillow is to blame for their home-selling woes, according to a story first published by the Daily Mail. In April 2025, the Uer

Investor premiums are pricing out first-time homebuyers

Coupled with high mortgage rates and record-high home prices, real estate investors are also making it harder for first-time buyers to compete, according to new data from real estate analytics firm Cotality. Insights authored Oct. 10 by Thom Malone, Cotality’s principal economist, found that investo

San Francisco metro housing market remains highly competitive

The San Francisco metro area continues to show a competitive housing market in Oct. 2025. HW Data shows 662 single-family homes sold across the San Francisco metro area last week. The Market Action Index, a key indicator of housing activity, stands at 52.6 — a sign that demand is outpacing supply. I

LendingTree CEO Doug Lebda killed in accident

Doug Lebda, the founder, chairman and CEO of LendingTree, died Sunday in an all-terrain vehicle accident, the company’s board of directors announced. “We are deeply saddened by the sudden passing of Doug,” the board said in a statement. “Doug was a visionary leader whose relentless drive, innovation

Did housing inventory peak in August this year?

Housing inventory at one point this year showed 33% year-over-year growth, but that growth has since slowed to 17%, and we might already have seen the seasonal peak in inventory for the year in the first week of August. I didn’t believe we were witnessing the peak in August and I have been looking f

Tech Pulse: Mortgage leaders stress forward thinking

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Mortgage execs advise lenders to embrace technology or risk falling behind Lenders were u

Slocum Home Team joins eXp Realty after 76 years in Rhode Island

The Slocum Home Team, a three-generation family real estate business founded in 1949, has joined eXp Realty. Founded by George Slocum in Warwick, Rhode Island, the brokerage has been a fixture in local real estate for the better part of a century. The team is now led by Nick Slocum and includes 30 a